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Education

Homeownership Education Courses

What is STEP?

STEP a series of courses that include counselling and education to help people gain the skills needed to be successful homeowners. Courses include: 

  • Financial Skills l: Budgeting
  • Financial Skills ll: Banking and Credit
  • Home Purchase
  • Home Maintenance/Repair

What can I expect?

STEP consists of four modules each 6.5 hours in duration and include discussion and hands-on involvement.

Who is eligible?

Applicants must be residents of the NWT. The general public may request to attend; however, priority is given to program applicants.

Fees?

Courses are free. 

How do I apply? 

To apply, please contact the NWTHC District Office for your region.  

 

What can I expect?

STEP consists of four modules each 6.5 hours in duration and include discussion and hands-on involvement.

Financial Skills l: Budgeting

  • To teach the importance of money management.
  • To assist participants in setting and achieving financial goals

Financial Skills ll: Banking and Credit

  • To develop an understanding of various banking systems.
  • To illustrate how banks make the decision to approve credit.
  • To share the principles of debt management and using credit prudently
  • To explain how participants can establish and/or repair their credit history.

Home Purchase

  • To help participants determine their readiness to become homeowners
  • To help participants identify the factors to consider when choosing a suitable home.
  • To help participants understand the mortgage application and approval process and the additional cost of buying a home.

Home Maintenance/Repair

  • To teach participants about basic home maintenance and repairs, through visual and hands-on instruction.
  • Participants are given clear instructions regarding what maintenance and repair tasks they should not do themselves.
  • Course material involves: electrical, heating and plumbing maintenance and repair; basic home repair and home safety and preventative maintenance.