Programs Overview


Providing Assistance for Territorial Homeownership (PATH)


Contributing Assistance for Repairs and Enhancements (CARE)


Homeownership Entry Level Program (HELP)


Solutions to Educate People (STEP)


Contributing Assistance for Repairs and Enhancements (CARE) [français]

Contributing Assistance for Repairs and Enhancements (CARE) assists existing homeowners in making necessary repairs to their home to ensure a safe and healthy residence and to increase the useful economic life of their home.

What assistance can I get?

Assistance is provided in the form of a forgivable loan to subsidize the cost of preventative maintenance checks, repairs and renovations for their existing home. The forgiveness period is dependent on the amount of assistance being provided.

The financial assistance is provided in increments based on the applicant's income, family size and the community Core Need Income Thresholds (CNIT). Additional assistance is available for improving the accessibility of dwellings for persons with disabilities.

How do I qualify?

  • Applicant(s) must be a homeowner, 19 years of age or older, and have lived in the NWT for three years: one continuous year in the community prior to approval.
  • The income of the applicant(s) must be below the Core Need Income Threshold (CNIT) for their community.
  • Applicant(s) must successfully complete the Home Maintenance & Repair course offered through the Solutions to Educate People program (STEP) prior to receiving assistance.
  • The home must be the client's permanent principal residence.




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