What is Solutions to Educate People (STEP)?
STEP is a short series of courses that include counselling and education to help people gain the skills needed to be successful homeowners. Courses include:
- Financial Skills l: Budgeting
- Financial Skills ll: Banking and Credit
- Home Purchase
- Home Maintenance/Repair
What can I expect?
STEP consists of four modules (see above). Each is 6.5 hours in duration and includes discussion and hands-on involvement.
Who is eligible?
Applicants must be residents of the NWT. The general public may request to attend; however, priority is given to program applicants.
Fees?
Courses are free.
How do I apply?
To apply, please contact the Housing NWT District Office for your region. For further questions, please contact 1-844-NWT-HOME (1-844-698-4663) or nwthc_comms@gov.nt.ca.
What can I expect?
STEP consists of four modules Each module is 6.5 hours in duration and includes discussion and hands-on involvement.
Financial Skills l: Budgeting
- To teach the importance of money management.
- To assist participants in setting and achieving financial goals
- Please see the course information and presentation.
Financial Skills ll: Banking and Credit
- To develop an understanding of various banking systems.
- To illustrate how banks make the decision to approve credit.
- To share the principles of debt management and using credit prudently.
- To explain how participants can establish and/or repair their credit history.
- Please see the course information and presentation.
Home Purchase
- To help participants determine their readiness to become homeowners.
- To help participants identify the factors to consider when choosing a suitable home.
- To help participants understand the mortgage application and approval process and the additional cost of buying a home.
- Please see the student manual.
Home Maintenance/Repair
- To teach participants about basic home maintenance and repairs, through visual and hands-on instruction.
- Participants are given clear instructions regarding what maintenance and repair tasks they should not do themselves.
- Course material involves: electrical, heating and plumbing maintenance and repair; basic home repair and home safety and preventative. maintenance.Student Manual